Real Time ISA fees

[LBob]

Just noticed that when I buy a download from eClassical I get a "Real Time ISA" fee added to my VISA bill. Found out the ISA stands for international service assessment. Evidently because eClassical is in Sweden. Same thing happened when I bought Audirvana+. The fees are tiny. I think the largest one was 38 cents, but I can't think of why they are justified in charging me anything. Is anyone else getting this charge? Am I a hopeless curmudgeon for thinking that VISA is ripping me off?

 

[The Computer Audiophile]

I have all kinds of similar fees on my cards. I'm guessing there is a money conversion fee or some fee the card company must pay so they just pass it on to the customer.

 

[DigiPete]

I have an European (Danish) bank debit Visa card, I pay a USD 6 fee every time I use an ATM outside my country.

 

That's it. I have never paid a fee for buying anything online.

I usually get stuff from Europe or USA.

 

I did do a lot of bank transfers to and from the USA when I had an American girlfriend and that experience sucked.

The American banking system seemed so antiquated, I can't remember ever seeing anything that bad, not even France ;-)

 

Perhaps Visa has to check your credit line and charges for that.

Get a debit card, that may help.

 

[AudioDoctor]

that the America banks charge that fee because they can. They love charging fees. A debit card will not help one bit, the fee will still be charged.